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Checkout with UPI, cards and COD, the way India pays.

An ecommerce website with COD and UPI is no longer optional in India. Some customers will only pay by UPI, some want to use a card, and many still won't buy from a new brand unless they can pay cash on delivery. A checkout that leaves any of them out loses orders you've already paid to attract.

We set up a checkout that accepts UPI, cards and COD, connect it to a payment gateway account in your business name, and test every path, including failed payments and cancellations, before your store goes live.

What you get

  • 01

    UPI first

    One tap from any UPI app on the phone your customer is already holding.

  • 02

    Cards and wallets

    Debit and credit cards through your payment gateway, for customers who prefer them.

  • 03

    COD that's confirmed

    Cash-on-delivery orders are confirmed on WhatsApp before you ship, so fewer parcels come back refused.

  • 04

    Money to your bank

    Payments settle from the gateway straight to your bank account. Teamy never holds your money.

Cash on delivery without the refusals

COD builds trust for a brand a customer hasn't bought from before, but refused COD parcels are expensive: you pay to ship them out and to bring them back. That's why every COD order on a Teamy store triggers a WhatsApp confirmation. The customer taps to confirm, and anything left unconfirmed is flagged so you can call or cancel before dispatch.

You can also decide where COD makes sense, for example only above or below a certain order value, or only for certain pin codes, once you've seen how your orders behave.

Payment gateway, in your name

We help you choose a payment gateway and set it up in your business name, which means the account, the settlements and the relationship are yours. Gateways charge a small fee on each online payment; the exact rate depends on the gateway and the payment method, and that fee goes to the gateway, not to Teamy.

The gateway will ask for your business documents and a few website pages, such as terms, privacy and a refund policy. We make sure your store has them before you apply, so approval isn't held up.

Invoices and shipping, handled

Every order generates a GST-ready invoice, and checkout shows shipping charges clearly before payment, so there are no surprises that make customers abandon at the last step. We set up your shipping rules and test them with real pin codes before launch.

What happens on launch day

Before your store goes live, we place test orders through every payment method: a UPI payment, a card payment, a COD order and a payment that fails halfway. We check that each one creates the right order, sends the right WhatsApp message and shows up correctly for you to pack.

That way the first real customer doesn't discover a broken checkout for you. If anything needs your gateway's approval or a document from you, we tell you exactly what's missing and why.

How we work.

Discover, design, develop, launch: four clear steps, with the same people on WhatsApp from start to finish.

  1. 01

    Discover

    A free call about your brand, your products and where you sell today.

  2. 02

    Design

    A free preview of your store with your real products, before you pay anything.

  3. 03

    Develop

    We build it: payments, COD, shipping and WhatsApp updates, set up and tested by us.

  4. 04

    Launch

    Live on your domain in about 7 days. We stay on for drops, fixes and festive sales.

A store we've built

UPI, cards & COD checkout: questions

  • Can I turn COD off for some orders?

    Yes. COD can be limited, for example by order value or location, once you know where refusals come from.

  • How long do payments take to reach my bank?

    That depends on your payment gateway's settlement cycle, which they'll confirm when your account is approved. Payments go from the gateway directly to your bank.

  • Do customers need an account to check out?

    No. Guest checkout is on by default, because forcing an account before payment is one of the most common reasons people abandon a cart.

  • Is the payment page secure?

    Card and UPI payments are processed by the payment gateway on its secure checkout, so card details never touch your store.

Let's build your brand's website.

  • 450+ projects, including Shark Tank India brands
  • Starter stores from ₹8,999, one-time
  • You own the domain, code and data
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